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Household Pulse: Balances through February 2024
Hidden costs of homeownership: Race, income, and lender differences in loan closing costs
Scaling to $1 Million: How 小型企业es Fare by Owner Race and Gender
How did advance Child Tax Credit payments affect households’ 2021 tax year outcomes and 支出 response?

INSTITUTE | LATEST REPORT

Household Pulse: Balances through February 2024

见报告

INSTITUTE | LATEST REPORT

Hidden costs of homeownership: Race, income, and lender differences in loan closing costs

见报告

INSTITUTE | LATEST REPORT

Scaling to $1 Million: How 小型企业es Fare by Owner Race and Gender

见报告

INSTITUTE | LATEST REPORT

How did advance Child Tax Credit payments affect households’ 2021 tax year outcomes and 支出 response?

见报告

Our research agenda

 Extending across the portfolio of 12bet官方's lines of business and global reach, the 研究所 publishes original research to help policymakers, 企业, and non-profit leaders make more informed decisions. Our data allow us to answer important questions about the financial health of US consumers and 企业 at the national and local levels, as well as study labor and financial markets.

家庭收入 & 支出

研究 focused on the income and expense dynamics of US consumers.

小型企业

研究 focused on the financial volatility of small business cash flow management, inflow and net flow, and overall health of US small 企业.

医疗保健

研究 focused on out-of-pocket healthcare 支出 among US households to analyze the relationship between cash flows and healthcare expenditures.

家庭债务

研究 focused on the various forms of household debt, including mortgages and student loans.

城市 & local communities

研究 focused on local commerce, 居民消费, and the economic vibrancy of cities and local communities.

Financial markets

研究 focused on institutional investor behavior.

劳动力市场

研究 focused on income from labor including labor market trends, growth of the Online Platform Economy, and the financial impacts of job loss.

新型冠状病毒肺炎

Insights on the economic impacts of 新型冠状病毒肺炎.
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The First 100 Days and Beyond

The First 100 Days and Beyond

Data-Driven Policies to Support Inclusive Economic Recovery & Equitable Long-Term Growth

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最新消息 & 事件

Three out of Four 小型企业es in Miami Turn a Profit Yet Many Have Limited Cash Buffers, According to New 12bet官方 研究所 研究

2019年12月4日

Transportation Apps Emerging As Tool for Families to Smooth Income After Job Loss

2019年10月31日

Despite Economic Growth, Financial Volatility Remains High for Most American Families

2019年10月23日

小型企业es in Black and Hispanic 社区 Have Lower Profitability and Cash Liquidity than Businesses in White 社区, According to New 12bet官方 研究所 研究

September 30, 2019

The Average Family Spends More on Student Loan Payments than on Necessities like 医疗保健 and Fuel, According to New 12bet官方 研究所 Data

2019年7月24日

To Prevent Mortgage Default, Three Months of Cash is Key, According to New 12bet官方 研究所 研究

2019年6月27日

San Francisco Economy Vibrant, Though Challenges Remain for 小型企业es and Women-Owned Firms

2019年6月16日

New Data 探索s Revenue and Participation Differences in Driving and Leasing Platforms Across 27 Metro Areas

2019年4月30日

"The goal of the 12bet官方 研究所 is to help decision-makers use better facts, 及时的数据, and thoughtful analysis to make smart decisions to advance global prosperity. Our hope is that the insights in this new report can inform policymakers, 商业领袖, and others as they confront challenges.”

 

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